CBM Accounting Ltd provides fractional finance director services for businesses that need senior financial oversight without the cost and commitment of a full-time finance director. From our London base, we support UK businesses, startups and SMEs with practical finance leadership that connects reporting, tax, VAT, payroll, compliance and day-to-day decision making.
Because CBM Accounting already delivers accounting, bookkeeping, tax, VAT, advisory, assurance, payroll and outsourced finance support, your fractional FD is not working in a vacuum. You get strategic finance input tied directly to the numbers, deadlines and systems that affect your cash flow, compliance position and next move.
Fractional finance director support for UK SMEs that need control, clarity and compliance
A growing business rarely struggles with only one finance issue at a time. You may need better cash forecasting, clearer monthly reporting, tighter cost control and someone to keep an eye on separate deadlines for Companies House accounts, Corporation Tax and VAT Returns. For UK private companies, annual accounts are normally due 9 months after the accounting reference date, Corporation Tax is commonly due 9 months and 1 day after the end of the accounting period for profits up to £1.5 million, and most VAT Returns are due every 3 months with payment usually due 1 calendar month and 7 days later.
CBM Accounting brings those moving parts into one finance function. We build oversight around your reporting cycle, filing obligations, payroll timings and expected cash movements, so you are not left reacting to deadlines after they become urgent.
“CBM Accounting helps you stay ahead of the 9-month Companies House deadline and the 9 months plus 1 day Corporation Tax payment point.”
That matters when finance decisions cannot wait for year-end. A fractional finance director from CBM Accounting helps you see what is due, what cash is needed, what risks are building, and where management attention should go first.
What CBM Accounting handles as your part-time finance director
CBM Accounting tailors fractional FD support around the gaps in your business, but the core aim is consistent. We give you senior finance oversight that improves visibility, coordination and decision quality without forcing you to build a full internal finance department first.
Your support can include:
- Cash flow forecasting and working-capital planning
- Management accounts and regular financial reporting
- Budgeting, margin review and cost analysis
- VAT oversight, Making Tax Digital support and filing coordination
- Corporation Tax planning and wider HMRC compliance support
- Payroll coordination and back-office finance supervision
- Annual accounts readiness for accounts and Companies House obligations
- Finance input for founders, directors and operational managers
CBM Accounting turns these finance tasks into a regular management rhythm, so you can review performance earlier, spot pressure points sooner and make decisions from current numbers rather than instinct.
“With CBM Accounting, your VAT oversight is aligned to the usual 3-month VAT Return cycle and the 1 month plus 7 day payment deadline.”
That rhythm is one of the main advantages of a fractional model. You buy the level of senior finance input your business actually needs, whether that is monthly oversight, support through a growth period, or stronger control around tax, compliance and reporting.
Cash flow and late payment oversight for businesses under pressure
If your business offers trade credit, revenue on paper is not the same as cash in the bank. Government research shows that 47% of SME employers give customers trade credit, and among those businesses, 57% say late payments is a problem. Separate research estimates that businesses are owed around £26 billion in late payments at any given time.
CBM Accounting uses fractional FD oversight to connect debtor reporting, expected receipts, supplier commitments, payroll, VAT and tax obligations into a clearer cash flow picture. That helps you understand when slow-paying customers are becoming a tax or payroll problem, not just a sales ledger irritation.
“CBM Accounting brings one finance lead to a UK market where late payments are estimated at £26 billion at any given time.”
When cash is tight, timing matters as much as profit. CBM Accounting gives you a structured view of what is coming in, what must go out, and which actions can protect working capital before pressure turns into missed opportunities or overdue filings.
How CBM Accounting delivers fractional finance director services
CBM Accounting starts with your current position, not a generic template. We review how your bookkeeping, reporting, tax, VAT, payroll and compliance responsibilities are currently handled, where the pressure points sit, and what level of senior oversight will help most.
From there, we shape a practical support model around your business. For some clients, that means management reporting and forecast review. For others, it means bringing control to a finance function that has grown quickly, improving year-end readiness, or giving directors better visibility over cash and tax liabilities.
CBM Accounting also uses cloud accounting and digital tools to make reporting more current and easier to work with. If your records, processes or software need tightening before better finance decisions are possible, we can support that through our bookkeeping, outsourced accounting and Making Tax Digital services as well.
This joined-up approach reduces a common problem with part-time finance support. You are not paying one adviser to analyse issues and another provider to fix the underlying records. With CBM Accounting, the strategic view and the finance operations behind it can sit together.
Fractional FD services for founders, SMEs and businesses that need a stronger finance function
CBM Accounting is a strong fit when your business has outgrown basic bookkeeping but does not yet need a full-time finance director. We are often most useful when directors need one person to coordinate performance reporting, statutory deadlines and working-capital pressure at the same time.
You are likely to benefit from CBM Accounting’s fractional finance director service if:
- You need more than compliance filing and want ongoing financial guidance
- Your cash flow is under pressure from late payments, growth or uneven trading
- You want clearer monthly reporting before making hiring, pricing or spending decisions
- You need better control over VAT, Corporation Tax, payroll and annual accounts preparation
- You want finance leadership tied to cloud systems and routine accounting support
- You operate in the UK and value access to UK and UAE expertise
CBM Accounting is also well suited to founder-led businesses where finance responsibility still sits too heavily with the owner. We take on senior oversight so you can spend less time chasing figures, checking filing dates or second-guessing tax cash requirements.
Why businesses choose CBM Accounting for outsourced finance leadership
CBM Accounting is a chartered accountancy and tax consultancy firm with a service base that already covers the finance areas most businesses struggle to coordinate internally. That includes accounting, tax returns, VAT registration and filing, payroll, financial reporting, annual accounts, HMRC and Companies House compliance, tax investigation support and outsourced back-office finance support.
That breadth matters because a fractional FD only adds value when advice can be connected to action. CBM Accounting combines proactive advice with the practical delivery work needed to keep your numbers usable and your obligations under control.
Our clients also value the way we work. CBM Accounting brings a strong HMRC and compliance focus, tailored financial strategies, cloud accounting capability and a confidential, practical consultation style. Our professional affiliations with ACCA, CIMA, IFA and ICPA add further confidence when you are choosing a firm to support sensitive financial decisions.
For businesses with cross-border interests, CBM Accounting’s UK and UAE expertise is another advantage. If your structure, transactions or owners span both markets, we can provide support with a clearer view of the wider context.
Speak to CBM Accounting about fractional finance director support
If your business needs clearer reporting, firmer cash flow control and better oversight of tax, VAT and filing deadlines, CBM Accounting can step in as your fractional finance director. You get senior finance support that is practical, commercially focused and connected to the real work of keeping your business compliant and moving forward.
Talk to CBM Accounting Ltd about the level of finance director support your business needs now, and we can help you build a structure that gives you better visibility, better control and more confident decisions.